SCHABELL FINANCIAL, LLC

WEBSITE TERMS OF SERVICE

Effective Date: March 2026

Acceptance of Terms

These Terms of Service (“Terms”) govern your access to and use of the website operated by Schabell Financial, LLC (“SFL,” “we,” “our,” or “us”) at schabellfinancial.com (the “Website”). By accessing or using the Website, you agree to be bound by these Terms. If you do not agree to these Terms, you should not access or use the Website.

Description of the Website

The Website provides general information about SFL, its investment advisory services, and related topics. The content on the Website is provided for informational purposes only and does not constitute investment advice, a solicitation to buy or sell any securities, or an offer to provide investment advisory services. Nothing on the Website should be construed as a recommendation to purchase, sell, or hold any particular security or investment product.

No Advisory Relationship

Your use of the Website does not create an investment advisory relationship between you and SFL. An advisory relationship is established only through the execution of a written investment management agreement between you and SFL. Until such an agreement is executed, SFL has no obligation to provide investment advice or to act on your behalf.

Registration and Licensing

SFL is registered as an investment adviser with the Illinois Secretary of State, Securities Department (CRD# 338175). Registration does not imply a certain level of skill or training. SFL’s advisory services are available only in the State of Illinois or in other states where SFL is properly registered or exempt from registration. Nothing on this Website constitutes an offer to provide advisory services in any jurisdiction where SFL is not authorized to do so.

No Guarantee of Results

Investing involves risk, including the possible loss of principal. Past performance is not indicative of future results. Any references to investment performance, strategies, or market conditions on the Website are provided for informational purposes only and should not be interpreted as guarantees or predictions of future results. The value of investments may fluctuate, and you could lose some or all of your invested capital.

Accuracy of Information

While SFL makes reasonable efforts to ensure that the information on the Website is accurate and current, we do not warrant or guarantee the accuracy, completeness, timeliness, or reliability of any information on the Website. The information on the Website may be changed or updated without notice. SFL is not responsible for any errors or omissions in the content of the Website.

Third-Party Links

The Website may contain links to third-party websites or resources. These links are provided for your convenience only and do not imply endorsement of, affiliation with, or responsibility for the content, products, or services of any third-party website. SFL has no control over the content of third-party websites and is not responsible for any loss or damage arising from your use of such websites. You access third-party websites at your own risk.

Intellectual Property

All content on the Website, including text, graphics, logos, images, and software, is the property of SFL or its content providers and is protected by applicable copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, create derivative works of, publicly display, or otherwise use any content from the Website without the prior written consent of SFL, except that you may download or print a reasonable number of copies of materials on the Website for your personal, non-commercial use, provided that you retain all copyright and proprietary notices.

Prohibited Conduct

You agree not to: (a) use the Website for any unlawful purpose or in violation of any applicable law or regulation; (b) attempt to gain unauthorized access to any portion of the Website, its servers, or any systems or networks connected to the Website; (c) use any automated means, including robots, crawlers, or scrapers, to access, collect, or copy content from the Website; (d) interfere with or disrupt the operation of the Website or the servers or networks used to make the Website available; or (e) impersonate any person or entity, or falsely state or misrepresent your affiliation with any person or entity.

Limitation of Liability

To the fullest extent permitted by applicable law, SFL, its members, officers, employees, and agents shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or related to your access to or use of (or inability to access or use) the Website, including any damages arising from errors, omissions, interruptions, defects, delays, or other failures of the Website. This limitation applies regardless of the theory of liability, whether in contract, tort, strict liability, or otherwise, and even if SFL has been advised of the possibility of such damages.

Nothing in these Terms shall constitute a waiver of any rights you may have under applicable federal or state securities laws, including the Illinois Securities Law of 1953 (815 ILCS 5/1 et seq.) or the Investment Advisers Act of 1940.

Indemnification

You agree to indemnify, defend, and hold harmless SFL, its members, officers, employees, and agents from and against any claims, losses, liabilities, damages, costs, and expenses (including reasonable attorneys’ fees) arising out of or related to your violation of these Terms or your use of the Website.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Illinois, without regard to its conflicts-of-law principles. Any dispute arising out of or related to these Terms or your use of the Website shall be subject to the exclusive jurisdiction of the state and federal courts located in Illinois.

Modifications to These Terms

SFL reserves the right to modify these Terms at any time. Any modifications will be effective immediately upon posting on the Website. Your continued use of the Website following the posting of modified Terms constitutes your acceptance of such modifications. We encourage you to review these Terms periodically.

Severability

If any provision of these Terms is held to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect.

Contact Information

If you have any questions about these Terms, please contact us at:

 

Schabell Financial, LLC

3628 Kerriell Ct.

Naperville, IL 60564

Telephone: (331) 808-5901

Email: brandon@schabellfinancial.com